If you're like us and think Hyatt is the best hotel rewards program, then we've got good news for you. Chase just rolled out new limited-time welcome offers on its portfolio of Hyatt cards, allowing you to earn up to 65,000 points – or 60,000 points and a Category 1-4 free night award – depending on which card you choose.
Here's how it breaks down:
- World of Hyatt Credit Card: Earn 35,000 points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, get up to 30,000 more bonus points by earning 2x points per dollar spent in the first 6 months from account opening on purchases that normally earn 1x (up to $15,000 spent) for a total of 65,000 points.
- card_name: Earn bonus_miles_full.
With free night awards starting as low as 3,500 points, Hyatt points are the most valuable among the big hotel chains … by far. That makes these big new bonus offers incredibly valuable – and if you're able to earn the Category 1-4 free night award that comes with the business card, it's not hard to put that to good use for a hotel that would ordinarily cost $300 (or more).
But beyond the big bonuses, these cards also come with valuable perks for Hyatt loyalists like complimentary elite status, an annual free night certificate starting in your second full year with the card, hotel credits, and more.
Just remember, no matter how good these offers are: Credit cards are serious business. No amount of points is worth going into debt, so if you can't afford to pay off your card balance in full every month, you should pass on both of these offers.
Read on for everything you need to know about these two cards and their exciting new offers.
Read next: A Complete Guide to World of Hyatt: Free Nights, Credit Cards & More
Full Benefits of the World of Hyatt Credit Card
- Welcome Offer: WoH Bonus Offer.
- Earn 4x points for every $1 spent at Hyatt hotels.
- Earn 2x points for every $1 spent on dining, airfare (purchased directly with the airline), local transit, and fitness club & gym memberships.
- Earn 1x points for every $1 spent on all other card purchases.
- Receive one free night at any Category 1-4 Hyatt hotel or resort each year after your cardmember anniversary date (beginning in your second year).
- Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 in a calendar year.
- Get complimentary Hyatt Discoverist status.
- Includes trip interruption and cancellation insurance, secondary rental car coverage, lost or delayed luggage reimbursement, and purchase protection.
- No foreign transaction fees.
- Annual fee: $95
All information about the World of Hyatt Credit Card has been collected independently by Thrifty Traveler and has not be verified by the issuer.
Learn more about the World of Hyatt Credit Card (for full disclosure, this is not an affiliate link).
Full Benefits of the World of Hyatt Business Credit Card
- Welcome Offer: Earn *WoH Business Bonus Offer*.
- Earn 4x points for every $1 spent at Hyatt hotels.
- Earn 2x points for every $1 spent in your top three spending categories each calendar quarter through Dec. 31, 2024.
- Eligible spending categories include: Dining, shipping, airfare (purchased directly with the airline), local transit, social media and search engine advertising, car rentals, gas stations, and internet, cable, and phone services.
- Earn 2x points for every $1 spent on fitness club & gym memberships.
- Earn 1x points for every $1 spent on all other card purchases.
- Get up to $100 in Hyatt credit each year: Spend $50 or more at any Hyatt property and earn a $50 statement credit up to two times each anniversary year.
- 10% point redemption bonus: Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed.
- Get complimentary Hyatt Discoverist status for the main cardholder and up to five employees.
- Spend your way to higher elite status: Earn five tier-qualyfing night credits for every $10,000 in purchases each calendar year.
- No foreign transaction fees.
- Annual fee: $199
Learn more about the *world of hyatt business*.
How Good Are These Offers?
They're both better than what you'd normally get – but one is clearly best.
Assuming you're eligible for a small business credit card (and trust us, you just might be), the *world of hyatt business* is the much better option here.
With 60,000 Hyatt points and a category 1-4 free night award up for grabs, this bonus is quite valuable. Look no further than a hotel like the Hyatt Centric The Liberties Dublin for proof. This is a Category 4 property, meaning a standard award night costs 15,000 points per night.
With the World of Hyatt Business Card's 60,000 point bonus and free night award in tow, you'd be able to cover five nights here without paying a dime. Since rooms here start at more than $400 per night, you'd be getting north of $2,000 in value out of this sign-up bonus alone.
Meanwhile, the offer on the personal Hyatt card is a bit deceiving: While it's true that you can earn up to 65,000 points, some of those points aren't really a bonus at all.
Since you'd ordinarily earn at least 1x World of Hyatt points for all your spending on the card, the additional point you get per dollar (for 2x points in total) by spending $15,000 over the first six months means you're really only getting an extra 15,000-point bonus – not the 30,000 extra points Chase is advertising.
Related reading: The 5 Best Business Credit Card Offers Right Now
Using World of Hyatt Points
The World of Hyatt program has some of the best rates to book nightly stays using points of any hotel program, period.
While Hyatt's footprint is smaller than the likes of Hilton and Marriott, that is slowly changing as the hotel chain adds more and more properties to its roster. But the program took a hit recently with Hilton announcing a new partnership with Small Luxury Hotels (SLH), a former bright spot within Hyatt's portfolio.
But as is the case with most things, quality is greater than quantity – and Hyatt has some really high-quality properties scattered around the world that you can book using points. From a luxury resort in the desert to a private villa in Bali, and even its all-inclusive resorts in Mexico, Hyatt is sure to have a property for every type of traveler.
Standard Hyatt award nights start at just 5,000 points per night for Hyatt Category 1 properties, and up to 40,000 points for Category 8 hotels like top-tier Park Hyatt locations in New York and Beaver Creek (Colorado). Even with Hyatt's annual award chart changes, there are still plenty of
Here's a look at Hyatt's full award chart. With the implementation of peak- and off-peak pricing, your next stay could cost you more (or fewer) points than these standard rates.
| Hotel Category | Standard Room Points Per Night | Standard Suite Points Per Night | Premium Suite Points Per Night |
|---|---|---|---|
| 1 | 5,000 | 8,000 | 10,000 |
| 2 | 8,000 | 13,000 | 16,000 |
| 3 | 12,000 | 20,000 | 24,000 |
| 4 | 15,000 | 24,000 | 30,000 |
| 5 | 20,000 | 32,000 | 40,000 |
| 6 | 25,000 | 40,000 | 50,000 |
| 7 | 30,000 | 48,000 | 60,000 |
| 8 | 40,000 | - | - |
Hyatt has a ton of amazing properties that you can use points to book. This includes some of our favorite all-inclusive resorts like the Hyatt Ziva and Zilara all-inclusive resorts (and a growing number of other brands like Secrets and Dreams) that are scattered throughout Mexico and the Caribbean. If all-inclusive properties are your thing, these are some of the best resorts in the world that can be booked with points. The downside here is that with Hyatt's latest award chart reshuffling, many of the best all-inclusive properties now cost a pretty penny even with points.
Hyatt handles the award chart for its all-inclusive properties a bit differently than the standard Category 1 through Category 8 award chart you'll find for Hyatt's regular hotels. Instead, Hyatt uses Category A through Category F to price these free nights at all-inclusive locations. Award rates range from 15,000 points to as much as 50,000 points per standard night stay. Here's a look.
In addition to these all-inclusive hotels, the top-of-the-line Park Hyatts scattered throughout the world are a favorite as well, starting as low as 12,000 points per night depending on the location. Hyatt also gives members the ability to book suites online using points, which opens up some extra value.
Read more: A Fun and Easy Way to Earn Free Nights With Hyatt
Are You Eligible to Open the World of Hyatt Credit Card?
Like all Chase credit cards, both World of Hyatt cards are subject to the Chase 5/24 Rule.
If you're not familiar, the 5/24 rule is a hard-and-fast restriction rolled out years ago to limit card applicants from opening credit cards for the sole purpose of earning bonus points. If you've heard of the phrase “churning,” that's exactly what this rule is designed to crack down on.
Here's what it boils down to:
- If you have opened five or more credit cards in the past 24 months from any bank credit card issuers (not just Chase cards), you will not be approved for Chase credit cards, regardless of your credit score or history with Chase Bank.
- The rule does not count credit inquiries, but rather new cards you have applied for and been approved.
So if you have opened five or more new credit cards in the past 24 months, you will likely not be approved for either of these cards – or any other Chase credit card, for that matter. It works a bit differently with Chase business cards, though: While you generally need to be under 5/24 in order to get approved for a small business credit card, getting approved won't add to your 5/24 count.
For that reason alone, we typically suggest starting with Chase credit cards before focusing on cards issued by other banks. And that includes these Hyatt cards.
Bottom Line
The World of Hyatt Credit Card and the *world of hyatt business* are both excellent cards for any traveler who frequently stays at Hyatt properties … and even those who do so rarely.
If you're a Hyatt fan in need of more points (who isn't?), now is a great time to add either card to your wallet. Both of these limited-time offers are here until March 6!
Learn more about the World of Hyatt Credit Card.
Learn more about the *world of hyatt business*.