Getting ahead with travel credit cards is all about timing: Opening a card when the welcome bonus is at its highest is what it's all about. If you're in the market for a new travel credit card, this is the place to start.
Just as we do every month, we've assembled a list of the best currently available credit card offers for November 2024 – and everything you need to know if you are thinking about taking advantage. From new, bigger bonuses on two of the best travel cards to massive bonuses on small business credit cards, there's something for everyone right now.
But remember: Credit cards are serious business. You should never apply for a credit card if you're already in debt, and never charge more to a credit card than you can afford to pay off immediately. However many points and miles you can earn, they're not worth it.
For more information on the best current offers, be sure to head to our Top Credit Cards page.
1. Chase Sapphire Preferred® Card
Current Offer
The *chase sapphire preferred* is out with a valuable, new bonus offer: bonus_miles_full
We don't know for sure how long this limited-time offer will last, but Chase has indicated its days are numbered. Be sure to apply before it's gone!
Annual Fee: $95
Learn more about the *chase sapphire preferred*
Why This Offer Makes the List
Chase just rolled out an exciting new offer on this card that makes one of our favorite travel cards even better. You simply won't find a more valuable bonus on a card with such a modest, $95 annual fee.
While 60,000 points isn't the biggest point bonus we've ever seen, the inclusion of a $300 travel credit makes it every bit as valuable … if not more.
What's more, the one-time $300 travel credit that comes with this offer doesn't even require any sort of minimum spending – it's available right away. Simply use your Sapphire Preferred card to make a booking through Chase Travel and you'll automatically get a statement credit, up to $300 applied to your account. Just know: You must use this credit within the first year of account opening.
A big point bonus and an instant $300 travel credit? Talk about a win-win!
There are some restrictions you'll need to be aware of before applying. First and foremost, there's the Chase 5/24 rule. If you have been approved for five or more cards from any bank (not just Chase) in the last 24 months, you will automatically be declined for any new Chase card. Additionally, if you have earned a bonus on either the Chase Sapphire Preferred or Chase Sapphire Reserve in the past 48 months (four years), you will not be eligible.
Read more: Are You Eligible For the New Chase Sapphire Bonus (Or to Earn it Again)?
2. Capital One Savor Rewards Card
Current Offer
Don't sleep on cashback cards! With the *Capital One Savor*, earn bonus_miles_full.
Annual Fee: $0
Learn more about the *Capital One Savor*.
Why This Offer Makes the List
This no-annual-fee card earns an impressive 3% cash back at grocery stores (excluding superstores like Target and Walmart), on dining, entertainment, and select streaming services. You'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel, plus 1% cash back on all other purchases.
While the Savor Rewards Card technically earns cash back, that's not the case if you've got any of the Capital One Venture cards like the *capital one venture card* or *venture x* in your wallet. While the card's $250 bonus is nothing to scoff at, turning that cash back into 25,000 Capital One miles makes it far more valuable.
That way, you can turn your cashback into Capital One miles to cover travel purchases or get even greater value out of them by transferring to one of Capital One's travel partners. It's a great card to pair with one of the Venture cards.
Also, the Capital One Savor Rewards Card does not charge an annual fee and you won't pay any foreign transaction fees on purchases made abroad. This further cements it as a strong one-two-punch for Venture and Venture X cardholders.
Read more: Capital One’s Best Card for Dining & Groceries Has a New Bonus!
3. Ink Business Unlimited® Credit Card
Current Offer
One of Chase's no-annual-fee business cards is currently out with a big limited-time offer: Earn 90,000 Ultimate Rewards points (or $900) after you spend $6,000 on purchases in the first three months from account opening. This offer ends at 7 a.m. EST on Nov. 7, 2024!
Think your small business won't qualify? Think again! Many Americans have what the banks consider a small business and don't even realize it. If you've got a side hustle like driving Uber or Lyft, sell items on Facebook Marketplace or eBay, or even do a little consulting work on the side, odds are your business would qualify.
Annual Fee: $0
Learn more about the *chase ink unlimited*.
Why These Offers Make the List
The clock is ticking on the *Ink Unlimited*‘s big, 90,000-point (or $900) bonus offer. If adding this card to your wallet has been on your shortlist, you've got just a couple of days left. This offer ends at 7 a.m. EST on Nov. 7!
Beyond the big bonus offer, this is one of the best no-annual-fee business credit cards on the market. If you're a small business owner (and trust us, you might be), this card and its massive bonus warrant a good hard look for your business.
While this card technically earns cash back, you can turn that into valuable Chase Ultimate Rewards points so long as you hold another Chase card that earns them, including the *chase sapphire preferred*, the *chase sapphire reserve*, or even the *chase ink preferred*. That means those 90,000 points are worth at least $900 when redeemed through Chase TravelSM – or potentially much more by using Chase's transfer partners like Hyatt, United, Southwest Airlines, and more.
Read More: Earn a Big Bonus With the Chase Ink Unlimited & Cash Cards!
4. Hawaiian Airlines World Elite Mastercard®
Current Offer
With the current publicly available welcome bonus offer, you can earn 70,000 miles after spending $2,000 in the first 90 days.
Annual Fee: $99
All information about the Hawaiian Airlines World Elite Mastercard® has been collected independently by Thrifty Traveler and has not be verified by the issuer.
Learn more about the Hawaiian Airlines® World Elite Mastercard® (for full disclosure, this is not an affiliate link)
Why This Offer Makes the List
Alaska Airlines' recent merger with Hawaiian Airlines has created a limited-time opportunity to transfer miles between programs at a 1:1 ratio, meaning you can turn Hawaiian miles into Alaska miles right now (and vice versa).
Since Alaska miles are so valuable and this new transfer with Hawaiian opens the door to earning a lot more of them in a hurry, we are giving the Hawaiian Airlines® World Elite Mastercard® a hard look for the first time … ever.
That 70,000-mile bonus might not do much with Hawaiian itself, but by sending those miles over to your Alaska account, they'll go a long way. Get this: A handful of Thrifty Traveler team members applied for this card within hours of the merger clearing. That oughta tell you just how excited we are about this.
What's more, if you know another traveler with a Hawaiian card, you can pool those miles together for free and then transfer them to Alaska.
But act fast. The ability to transfer miles between programs is only temporary, which means you've got a limited window to earn a big bonus on the Hawaiian co-branded card, then kick those miles over to Alaska.
Read more: Japan, Fiji, Europe & More: 6 Sweet Spots to Book with Alaska Miles
5. Capital One Venture X Rewards Credit Card
Current Offer
The *capital one venture x* is currently offering 75,000 Venture Miles after spending $4,000 in the first three months. Considering you earn at least 2x miles for every dollar you spend on the Venture X Card, you'll have at least 83,000 Venture Miles (worth at least $830 towards travel) right off the bat.
Annual Fee: $395
Learn more about the *capital one venture x*
Why This Offer Makes the List
Capital One first unveiled the card back in November 2021. It's a souped-up version of the ever-popular *capital one venture card* that's chock full of extra benefits like access to Capital One Lounges, Priority Pass lounges, and Plaza Premium lounges. It also includes a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, great travel and rental car insurance protections, and more.
And all that with a price tag of just $395 a year. It's a great alternative to premium competitors like the Chase Sapphire Reserve or The Platinum Card® from American Express, which cost as much as $695 per year (see rates & fees).
Sure, a $395 annual fee may immediately turn off some travelers, but it's a mirage: In practice, the card is actually far cheaper. Consider the fact that you get an automatic $300 credit a year towards travel booked through the Capital One Travel portal. Then, starting in year two, you get a 10,000-mile bonus every year: These points are worth a minimum of $100.
Are you the kind of person who plans to spend $300 a year or more on travel? If so, do the math and you’ll see that in reality, you’re paying $95 a year for this card – or much less when you add in the other perks and welcome bonus.
Read More: Capital One Venture X Card Review: Get 75K Miles, Lounge Access & More
6. Capital One Venture Rewards Credit Card
Current Offer
bonus_miles_full.
Annual Fee: $95
Learn more about the *capital one venture card*
Why This Offer Makes the List
Considering that Capital One miles can be used to cover nearly any travel purchase at a rate of 1 cent per mile, the current 75,000-mile bonus is worth a minimum of $750. If you're game to transfer points to one of Capital One's slew of transfer partners, you could probably do even better than that.
While you won't get all the perks that come with the premium *venture x*, you also won't be on the hook for a $395 annual fee each year. And you'll be earning the same unlimited 2x miles on every purchase, just like the Venture X. This means it'll be easy to keep racking up miles well after you earn the big bonus.
The Venture Card includes a credit of up to $120 every four years to cover the cost of a Global Entry or TSA PreCheck membership – making it one of the most cost-effective ways to get this benefit from a credit card. For the remainder of this year, it also comes with two complimentary visits to the outstanding Capital One Lounges.
With a huge, limited-time bonus offer like this, you'd be hard-pressed to find a better card for someone just getting started with points and miles.
Read More: 75K Venture Miles & More Perks: All About the Capital One Venture Card
7. American Express® Gold Card
Current Offer
bonus_miles_full You'll also get six months to meet that spending requirement, twice as long as card offers from most other banks.
Be sure to check if you're eligible for a 75,000-point offer via CardMatch!
Annual Fee: $325 (see rates & fees)
Learn more about the *amex gold*
Why This Offer Makes the List
The *amex gold card* is one of our favorite travel rewards cards, period.
Here's what you need to know: The real value of the Gold card goes far beyond that initial welcome offer – though a 60,000- to 75,000-point bonus sure doesn't hurt.
That's because the Gold Card earns 4x points for every dollar spent at U.S. supermarkets (up to $25,000 annually, then 1x) and 4x points per dollar spent at restaurants worldwide (up to $50,000 annually, then 1x), making it arguably the best card to use for all your food purchases.
You'll also get up to $120 in dining credits each year to spend at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys, up to $84 in Dunkin' Credit each year (up to $7 per month), up to $100 in Resy Credit per year (up to $50 semi-annually), and $120 annually in Uber Cash ($10 per month) to use on both Uber and Uber Eats. All of these credits are use-them-or-lose-them benefits, any unused amount won't rollover from month-to-month.
To receive your monthly Uber Cash, just add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S. You'll need to actually pay for your purchases using your Gold Card now, too, to be able to use the Uber Cash.
Maximizing these credits alone will cover all your $325 annual fee and then some. These credits and bonus categories are a big reason why we feel the card is easily worth the $325 annual fee.
Read our full review of the American Express Gold Card.
8. Ink Business Preferred® Credit Card
Current Offer
The *chase ink preferred* is currently offering 90,000 Ultimate Rewards points after spending $8,000 in the first three months of card membership. These points are worth a minimum of $1,125 for future travel when redeemed through Chase TravelSM – if not much, much more.
Annual Fee: $95
Learn more about the *chase ink preferred*
Why This Offer Makes the List
If you have a small business (and trust us, you might be eligible for a small business card and not know it), it's a fantastic offer on a business card with a low annual fee.
Beyond a stellar welcome bonus, the Ink Business Preferred is one of the best business cards out there. It offers a solid ongoing return on spending and strong travel benefits for small business owners. Best of all, the card has a low annual fee of just $95, making it worth a spot in your wallet for the long run.
Read our review of the Chase Ink Business Preferred Card!
9. Capital One Venture X Business
Current Offer
The *venture x business* allows new card members to earn 150,000 bonus miles when meeting the card's minimum spending requirement of $30,000 in the first three months of card membership.
Annual Fee: $395
Learn more about the *venture x business*.
Why This Offer Makes the List
Without question, the spending requirement to earn the big welcome offer bonus is bigger than most. But if your business regularly has big expenses, you'll be hard-pressed to find a better business card offer right now.
The bank essentially hit copy and paste on the personal *venture x* that's chock full of premium travel benefits: Access to Capital One Lounges, Priority Pass lounges, Plaza Premium lounges, a $300 annual travel credit, a credit for Global Entry or TSA PreCheck, and more.
And all that with a price tag of just $395 a year, automatically making this card a compelling alternative to premium competitors which cost as much as $695 per year.
Sure, a $395 annual fee may still immediately turn off many travelers. But it's a mirage: In practice, it's actually far cheaper. Consider the fact that you get an automatic $300 credit a year towards travel booked through the Capital One Travel portal. Then, starting in year two, you get a 10,000-point bonus every year: these points are worth a minimum of $100.
Are you the kind of person who plans to spend $300 a year or more on travel? If so, do the math and you’ll see that in reality, you’re paying $95 a year for this card – or much less when you add in the other perks and welcome bonus.
Not to mention, you'll earn 2x Venture Miles for every dollar your business spends.
Read our full review of the Venture X Business Card
10. Chase Freedom Unlimited®
Current Offer
The *freedom unlimited* comes with the following bonus: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
Annual Fee: $0
Learn more about the *freedom unlimited*.
Why This Offer Makes the List
This is a great offer to earn almost twice the amount of rewards you would typically make on your everyday spending on a card that doesn't charge an annual fee. And if you hold it alongside a card that earns Chase Ultimate Rewards points like the Sapphire Reserve or Preferred, that cash back can instantly become points.
Typically, you'll earn the standard 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining (including takeout and eligible delivery service), and unlimited 1.5% cash back on all other purchases made with your Freedom Unlimited card.
The additional 1.5% simply makes a great card offer even better.
Read our review of the Chase Freedom Unlimited Card!
11. AAdvantage® Aviator® Red World Elite Mastercard®
Current Offer
The AAdvantage® Aviator® Red World Elite Mastercard® is out with a great offer for new applicants to quickly earn 70,000 AAdvantage miles after making a purchase and paying the $99 annual fee. These aren't just the easiest miles you'll ever earn – they're also some of the cheapest.
Annual Fee: $99
All information about the AAdvantage Aviator Red Card has been collected independently by Thrifty Traveler and has not be verified by the issuer.
Learn more about the Barclays AAdvantage World Elite MasterCard (For full disclosure, this is not an affiliate link).
Why This Offer Makes the List
AAdvantage miles are perhaps some of the most valuable frequent flyer miles you can earn – even if you're a regular Delta or United flyer.
While most credit cards require you to spend $3,000 or more in the first few months to unlock a big welcome bonus, that's not the case with the AA Barclay's card. Make one purchase – whether it's a pack of gum, a cup of coffee, a flight, or something else – and you can earn a quick and easy 60,000 miles. These are some of the easiest points and miles you will ever earn, although the opportunity may not be around much longer.
Put this together with the current bonus on the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and bam: You've got 135,000 American Airlines miles. That's an easier (and cheaper) path to pile up more than 135,000 miles than you'll find with almost any other airline.
Whether you regularly fly with American Airlines or hardly at all, there are lots of great ways to put this big bonus to use, making it worth your attention.
Read More: How to Quickly Earn 135,0000 American Airlines Miles (And Why You Should)
12. The Platinum Card® from American Express
Current Offer
There is currently a targeted welcome offer available through creditcards.com's CardMatch tool to earn 175,000 points via CardMatch after spending $8,000 in the first six months
Not targeted through CardMatch? You can also try using an incognito window on your browser and apply directly with American Express. Or see if you can get a referral link for 175,000 points from a friend or family member.
At the very least, you'll earn a welcome offer of 80,000 American Express points after spending $8,000 within the first six months. Just be warned: Amex recently made changes to the terms of the welcome offer, making it more difficult (and costly) for some to earn that big bonus.
Annual Fee: $695 (see rates & fees)
Learn more about *amex platinum*.
Why This Offer Makes the List
*amex platinum* got a big refresh a few years ago, bringing on new benefits and an even bigger annual fee.
And while that big annual fee may be hard to stomach, you can still come out way ahead in your first year thanks in part to the record welcome offer currently available (from Cardmatch or a personal referral link). That takes the cake for the best offer we have ever seen on the Platinum Card … and it's not even close.
Just know that if you don't already have an American Express Membership Rewards-earning card, it may be better to start at the bottom and work your way up. With recent changes to application rules, going straight to Amex's best card could cost you additional new card welcome offers down the road.
Check out some of the best ways to use your bonus from the Amex Platinum card!
13. Citi Strata Premier℠ Card
Current Offer
The Citi Strata Premier℠ Card is out with a great, new bonus offer: Earn 75,000 ThankYou Points after spending $4,000 in the first three months of account opening.
Annual Fee: $95
All information about the Citi Strata Premier Card has been collected independently by Thrifty Traveler and has not be verified by the issuer.
Learn more about the Citi Strata Premier℠ Card (for full disclosure, this is not an affiliate link).
Why This Offer Makes the List
For such a low $95 annual fee, this card has nearly 20 different airline and hotel transfer partners. And ThankYou points transfer to all of them on a 1:1 basis (except to Choice Hotels which transfer on an even better 1:2 basis). That means 75,000 ThankYou points can net you 75,000 airline miles or 150,000 Choice points.
This card is also one of the most well-rounded cards when it comes to category bonus spending as it earns 3x points per dollar spent at restaurants, supermarkets, gas stations, air travel, and at hotels on an unlimited amount of spending.
That big bonus could be enough to score a fantastic Qsuites business class seat for a reasonable 75,000 miles and $100 or so for a one-way flight from the U.S. to the Middle East.
Read More: Citi Strata Premier Card Review: Great Rewards at an Entry-Level Price
Bottom Line
November is yet another big month in terms of elevated credit card offers. While there are plenty of cards and bonuses to choose from, we think these are the best travel rewards card offers currently available.
Be sure to check our Top Credit Cards Page, as offers are always changing.